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Divorce Housing Strategy System™

 

Before You Decide Who Gets the House…
Make Sure It’s Actually Possible


A 60-minute Divorce Housing Strategy Session™ designed to evaluate what is financially possible so your settlement works in real life, not just on paper.

Created by Jody Bruns, founder of Divorce Mortgage Planning and the Divorce Lending Association

Trusted by divorce attorneys, financial professionals, and homeowners nationwide.

Start the Divorce Housing Strategy Session

The Most Expensive Mistake in Divorce Isn’t Legal. It’s Financial

Every day, divorce settlements are finalized with housing decisions that can’t actually be executed.

Not because of bad legal advice… But because no one evaluated the mortgage.

  • A spouse is awarded a home they can’t refinance
  • Income doesn’t qualify under lending guidelines
  • Buyouts are structured incorrectly
  • Future homeownership becomes limited or impossible

If the financing doesn’t work… the settlement doesn’t work.

This Is Not a Consultation

This is a strategy session designed to prevent costly mistakes before they happen.

We don’t “go over options.”

We evaluate what is actually possible based on real financial and lending guidelines.

During this session, we will:

  • Determine if keeping the home is truly feasible
  • Analyze refinance and buyout scenarios
  • Evaluate your ability to qualify independently
  • Identify financial risks in your current plan
  • Align potential outcomes with mortgage realities

Understanding these paths is the first step toward making confident housing decisions during divorce.

Clarity Isn’t Enough. You Need a Plan That Works

By the end of this session, you will know:

  • Whether keeping the home is financially possible
  • What your realistic mortgage options are
  • What mistakes to avoid before finalizing your agreement
  • What your next move should be

No guesswork. No assumptions.
Just real answers based on real numbers.

Your Divorce Housing Strategy Experience

Set aside about 75 minutes to complete this guided experience.

This isn’t just a session. It’s a decision-protection strategy.

Because one mistake in how the house is handled can cost tens of thousands of dollars or more.

1. The Divorce Housing Strategy Session (60-minute audio)
An on-demand guided explanation of the financial realities surrounding the marital home during divorce.

2. The Strategy Session Companion Worksheet
Follow along as you listen to the session and begin organizing your thoughts about the home, your finances, and your housing options.

3. The Divorce Housing Strategy Workbook
A deeper companion guide that helps you continue exploring the financial and strategic decisions related to the home as your divorce unfolds.

4. Preparing for Professional Consultations (audio guide)
Learn how to approach conversations with attorneys, mediators, and financial professionals more strategically.

5. The 5-Minute Structured Reset
A short guided reset you can return to whenever divorce decisions begin to feel overwhelming.

Together these resources provide a structured way to think through one of the most complex financial decisions in divorce — the future of the marital home.
Begin Your Divorce Housing Strategy Session

This session is designed for homeowners who are:

  • You are trying to decide whether to keep or sell the home
  • You want to understand if you can qualify on your own
  • You are preparing for mediation or settlement
  • You want to avoid agreeing to something you can’t execute later
  • You need real financial insight—not opinions

This is NOT for you if:

  • You are just casually exploring options
  • You are not ready to look at real financial numbers
  • You are expecting legal or emotional counseling
  • You want general advice instead of strategic analysis

This is for people who want to get it right the first time.

Session Led by Jody Bruns

Jody Bruns is the founder of the Divorce Lending Association, pioneered the concept of Divorce Mortgage Planning as a professional discipline with the Certified Divorce Lending Professional (CDLP®) designation.

For more than two decades, she has worked at the intersection of divorce, real estate, and mortgage financing — helping homeowners, attorneys, and financial professionals navigate the financial realities surrounding the marital home.

Her work focuses on helping divorcing homeowners move from confusion to clarity before major housing decisions are made.

If the clarity session does not provide greater understanding of your housing options, simply request a refund within 7 days.

Questions Before You Begin

What Happens Next?

Following your session, you may choose to move forward with a more detailed analysis, including:

  • A Divorce Mortgage Planning & Real Property Report
  • Collaboration with your attorney or mediator
  • Strategic planning for refinance, buyout, or future purchase

This ensures your decisions are not only informed, but fully executable.

At that point, you can request a:

Mortgage Capacity Evaluation

This evaluation allows us to review your financial picture and begin identifying what housing strategies may be possible moving forward.

Divorce can feel overwhelming.

But the decisions you make about the home can shape your financial future for years to come.

Strategies leads to confidence.

And confident decisions create stronger futures.

Start the Divorce Housing Strategy Session

Built Within the Divorce Lending Association

Divorce Housing Strategy™ operates as a division of the Divorce Lending Association, aligning legal, financial, and housing evaluation principles used by divorce-focused professionals nationwide.

Housing decisions during divorce require coordination across multiple disciplines.

No single professional governs them all.

This framework was built to introduce structure before legal commitments are finalized.

Founded by Jody Bruns, creator of the Certified Divorce Lending Professional (CDLP®) designation.